> ## Documentation Index
> Fetch the complete documentation index at: https://developers.circle.com/llms.txt
> Use this file to discover all available pages before exploring further.

> ## Agent Instructions
> Before reading these docs, install the relevant Circle Skill to get pre-loaded context — skills are LLM-optimized and cover architecture decisions, correct flows, and common pitfalls. In Claude Code: run /plugin marketplace add circlefin/skills then /plugin install circle-skills@circle. With Vercel Skills CLI: run npx skills add circlefin/skills. Available skills: use-usdc https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-usdc/SKILL.md (balances, transfers, approvals on EVM and Solana); EURC has no skill — see https://developers.circle.com/stablecoins/what-is-eurc.md; bridge-stablecoin https://github.com/circlefin/skills/blob/master/plugins/circle/skills/bridge-stablecoin/SKILL.md (crosschain transfers via CCTP, USDC, EURC, and third-party assets); use-arc https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-arc/SKILL.md (Arc chain config, contract deployment, USDC bridging — Arc docs: https://docs.arc.io/llms.txt); use-circle-wallets https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-circle-wallets/SKILL.md (choose wallet type); use-developer-controlled-wallets https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-developer-controlled-wallets/SKILL.md (custodial wallets for payouts and treasury); use-user-controlled-wallets https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-user-controlled-wallets/SKILL.md (embedded wallets with Web2 login); use-modular-wallets https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-modular-wallets/SKILL.md (smart contract wallets with passkeys and ERC-4337); use-gateway https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-gateway/SKILL.md (unified USDC balance, nanopayments); use-smart-contract-platform https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-smart-contract-platform/SKILL.md (deploy, interact, monitor contracts). Pair any skill with the Circle MCP server for live SDK signatures, contract addresses, and chain IDs: {"mcpServers":{"circle":{"url":"https://api.circle.com/v1/codegen/mcp"}}}.
> Read the product overview first. Each product has an overview explaining when and why to use it. Read it before quickstarts.
> Pick the right wallet type. Developer-controlled (you hold keys), user-controlled (end user holds keys via PIN/social login), or modular (smart contract wallets with passkeys). See https://developers.circle.com/wallets.md.
> Use CCTP V2 for crosschain transfers. CCTP natively transfers USDC and EURC via burn-and-mint, and supports permissionless wrapping of third-party assets via lock-and-mint. V1 is legacy; always use V2 unless V1 is specified or the chain requires it (Noble, Sui, and Aptos still require V1). Migration guide: https://developers.circle.com/cctp/migration-from-v1-to-v2.md.
> Use Bridge Kit for frontend bridging. Wraps CCTP with a simpler SDK for user-facing apps. Use CCTP directly for backend transfers.
> Gas Station vs Paymaster. Gas Station sponsors gas for Circle Wallet transactions. Paymaster lets users pay gas in USDC. Different use cases — read both overviews.
> Gateway Nanopayments for sub-cent payments. Gasless USDC micropayments down to $0.000001 via x402 and batched settlement. For pay-per-request APIs, AI agent payments, streaming.
> Look up USDC addresses per chain. Never hardcode — use https://developers.circle.com/stablecoins/usdc-contract-addresses.md.
> Prefer SDKs over raw API calls. Node.js and Python SDKs handle auth, retries, and errors.
> API key required. Bearer token in Authorization header. Testnet and mainnet use separate keys and may use different base URLs depending on the product.
> Set up webhooks when available. Most operations are async. Webhooks deliver transaction confirmations and state changes.
> When calling list endpoints, paginate using pageSize and pageAfter until no nextPageAfter cursor is returned—stopping at the first page silently misses records.
> Building an AI agent? Start with the Agent Stack—Circle CLI, agent wallets, and nanopayments built for autonomous use cases: https://developers.circle.com/agent-stack.md.

# Derive a wallet

> Derives an EOA (Externally Owned Account) or SCA (Smart Contract Account) wallet using the address of the specified wallet and blockchain. If the target wallet already exists, its metadata will be updated with the provided metadata. This operation is only supported for EVM-based blockchains.



## OpenAPI

````yaml openapi/developer-controlled-wallets.yaml put /v1/w3s/developer/wallets/{id}/blockchains/{blockchain}
openapi: 3.0.3
info:
  version: '1.0'
  title: Developer-Controlled Wallets
  description: Developer-Controlled Wallets API documentation.
servers:
  - url: https://api.circle.com
security:
  - BearerAuth: []
tags:
  - name: Wallet Sets
  - name: Wallets
  - name: Signing
  - name: Transactions
  - name: Token Lookup
paths:
  /v1/w3s/developer/wallets/{id}/blockchains/{blockchain}:
    put:
      tags:
        - Wallets
      summary: Derive a wallet
      description: >-
        Derives an EOA (Externally Owned Account) or SCA (Smart Contract
        Account) wallet using the address of the specified wallet and
        blockchain. If the target wallet already exists, its metadata will be
        updated with the provided metadata. This operation is only supported for
        EVM-based blockchains.
      operationId: deriveWallet
      parameters:
        - $ref: '#/components/parameters/Id'
        - $ref: '#/components/parameters/XRequestId'
        - description: The unique identifier of the blockchains.
          name: blockchain
          in: path
          required: true
          schema:
            $ref: '#/components/schemas/EvmBlockchain'
      requestBody:
        $ref: '#/components/requestBodies/DeriveWallet'
      responses:
        '200':
          description: Successfully updated the metadata for an existing wallet.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/WalletResponse'
          headers:
            X-Request-Id:
              $ref: '#/components/headers/XRequestId'
        '201':
          description: The derived wallet was successfully created.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/WalletResponse'
          headers:
            X-Request-Id:
              $ref: '#/components/headers/XRequestId'
        '400':
          $ref: '#/components/responses/BadRequest'
        '401':
          $ref: '#/components/responses/NotAuthorized'
        '404':
          $ref: '#/components/responses/NotFound'
      security:
        - BearerAuth: []
components:
  parameters:
    Id:
      name: id
      description: The universally unique identifier of the resource.
      in: path
      required: true
      schema:
        type: string
        format: uuid
        example: b3d9d2d5-4c12-4946-a09d-953e82fae2b0
    XRequestId:
      name: X-Request-Id
      in: header
      description: >
        Developer-provided identifier for this request, used for tracing
        requests in Wallets API logs and the Developer Console, and when
        communicating with Circle Support.

        **Must be a UUID to appear in logs.** Non-UUID values are accepted by
        the API but are ignored by logging and tracing systems.
      schema:
        $ref: '#/components/schemas/XRequestId'
  schemas:
    EvmBlockchain:
      type: string
      description: >-
        The blockchain network that the resource is to be created on or is
        currently on.
      enum:
        - ETH
        - ETH-SEPOLIA
        - AVAX
        - AVAX-FUJI
        - MATIC
        - MATIC-AMOY
        - ARB
        - ARB-SEPOLIA
        - UNI
        - UNI-SEPOLIA
        - BASE
        - BASE-SEPOLIA
        - OP
        - OP-SEPOLIA
        - EVM
        - EVM-TESTNET
        - ARC
        - ARC-TESTNET
        - MONAD
        - MONAD-TESTNET
      example: MATIC-AMOY
    WalletResponse:
      title: WalletResponse
      type: object
      required:
        - data
      properties:
        data:
          type: object
          required:
            - wallet
          properties:
            wallet:
              oneOf:
                - $ref: '#/components/schemas/EOAWallet'
                - $ref: '#/components/schemas/SCAWallet'
              discriminator:
                propertyName: accountType
    XRequestId:
      type: string
      format: uuid
      description: >-
        A unique identifier, which can be helpful for identifying a request when
        communicating with Circle support.
      example: 2adba88e-9d63-44bc-b975-9b6ae3440dde
    WalletMetadata:
      type: object
      properties:
        name:
          $ref: '#/components/schemas/Name'
        refId:
          $ref: '#/components/schemas/ReferenceId'
    EOAWallet:
      title: EOAWallet
      allOf:
        - $ref: '#/components/schemas/Wallet'
        - type: object
          required:
            - accountType
          properties:
            accountType:
              type: string
              description: >
                An account can be a Smart Contract Account (SCA) or an
                Externally Owned Account (EOA). To learn more, see the [account
                types
                guide](https://developers.circle.com/wallets/account-types).


                If an account type is not specified during the creation of a
                wallet, it defaults to `EOA` (Externally Owned Account). Note
                that Solana and Aptos don't support Smart Contract Account
                (SCA).
              enum:
                - EOA
    SCAWallet:
      title: SCAWallet
      allOf:
        - $ref: '#/components/schemas/Wallet'
        - type: object
          required:
            - accountType
            - scaCore
          properties:
            accountType:
              type: string
              description: >
                An account can be a Smart Contract Account (SCA) or an
                Externally Owned Account (EOA). To learn more, see the [account
                types
                guide](https://developers.circle.com/wallets/account-types).


                If an account type is not specified during the creation of a
                wallet, it defaults to `EOA` (Externally Owned Account). Note
                that Solana and Aptos don't support Smart Contract Account
                (SCA).
              enum:
                - SCA
            scaCore:
              $ref: '#/components/schemas/ScaCore'
    Name:
      type: string
      description: Name or description associated with the wallet or walletSet.
    ReferenceId:
      type: string
      description: >-
        Optional user-defined reference identifier for the wallet. Not used by
        Circle for wallet functionality. Used for internal tracking or
        associating wallets with entities in your own systems (for example, a
        customer or account ID).
      example: customer_12345
    Wallet:
      type: object
      required:
        - id
        - state
        - walletSetId
        - custodyType
        - address
        - blockchain
        - createDate
        - updateDate
      properties:
        id:
          $ref: '#/components/schemas/Id'
        address:
          $ref: '#/components/schemas/Address'
        blockchain:
          $ref: '#/components/schemas/Blockchain'
        createDate:
          $ref: '#/components/schemas/CreateDate'
        updateDate:
          $ref: '#/components/schemas/UpdateDate'
        custodyType:
          $ref: '#/components/schemas/CustodyType'
        name:
          $ref: '#/components/schemas/Name'
        refId:
          $ref: '#/components/schemas/ReferenceId'
        state:
          $ref: '#/components/schemas/WalletState'
        userId:
          $ref: '#/components/schemas/ExternalUserId'
        walletSetId:
          $ref: '#/components/schemas/Id'
        initialPublicKey:
          $ref: '#/components/schemas/InitialPublicKey'
    ScaCore:
      type: string
      description: >-
        SCAs have different versions, each with unique functionality. `SCACore`
        displays the version of the SCA being created. For a list of supported
        versions, refer to the developer documentation.
      enum:
        - circle_4337_v1
        - circle_6900_singleowner_v1
        - circle_6900_singleowner_v2
        - circle_6900_singleowner_v3
        - circle_6900_singleowner_v4
      example: circle_6900_singleowner_v4
    Id:
      type: string
      format: uuid
      description: System-generated unique identifier of the resource.
      example: c4d1da72-111e-4d52-bdbf-2e74a2d803d5
    Address:
      title: Address
      description: >
        Blockchain generated unique identifier, associated with wallet
        (account), smart contract or other blockchain objects.
      type: string
      example: '0xca9142d0b9804ef5e239d3bc1c7aa0d1c74e7350'
    Blockchain:
      type: string
      description: >-
        The blockchain network that the resource is to be created on or is
        currently on.
      enum:
        - ETH
        - ETH-SEPOLIA
        - AVAX
        - AVAX-FUJI
        - MATIC
        - MATIC-AMOY
        - SOL
        - SOL-DEVNET
        - ARB
        - ARB-SEPOLIA
        - NEAR
        - NEAR-TESTNET
        - EVM
        - EVM-TESTNET
        - UNI
        - UNI-SEPOLIA
        - BASE
        - BASE-SEPOLIA
        - OP
        - OP-SEPOLIA
        - APTOS
        - APTOS-TESTNET
        - ARC
        - ARC-TESTNET
        - MONAD
        - MONAD-TESTNET
      example: MATIC-AMOY
    CreateDate:
      type: string
      format: date-time
      description: Date and time the resource was created, in ISO-8601 UTC format.
      example: '2023-01-01T12:04:05Z'
    UpdateDate:
      type: string
      format: date-time
      description: Date and time the resource was last updated, in ISO-8601 UTC format.
      example: '2023-01-01T12:04:05Z'
    CustodyType:
      type: string
      description: >
        Describes who controls the digital assets in a wallet: either the
        end-user or the developer.
      enum:
        - DEVELOPER
        - ENDUSER
    WalletState:
      type: string
      description: This enum describes the current state of the wallet.
      enum:
        - LIVE
        - FROZEN
      example: LIVE
    ExternalUserId:
      type: string
      description: Unique system generated identifier for the user.
      example: ext_user_id_1
      maxLength: 50
      minLength: 5
    InitialPublicKey:
      type: string
      description: >-
        For NEAR blockchains only, the originally assigned public key of a
        wallet at the time of its creation.
      example: 3eQoJ3ex6uWX3R8F1THF6Y6oBQwPYpF1X9HBM1gjqw7w
  requestBodies:
    DeriveWallet:
      content:
        application/json:
          schema:
            type: object
            properties:
              metadata:
                $ref: '#/components/schemas/WalletMetadata'
      description: Defines the request payload schema for deriving a new wallet.
      required: false
  headers:
    XRequestId:
      description: >
        Developer-provided header parameter or Circle-generated universally
        unique identifier (UUID v4). Useful for identifying a specific request
        when communicating with Circle Support.
      schema:
        $ref: '#/components/schemas/XRequestId'
  responses:
    BadRequest:
      content:
        application/json:
          schema:
            type: object
            title: BadRequestResponse
            required:
              - code
              - message
            properties:
              code:
                type: integer
                description: Code that corresponds to the error.
              message:
                type: string
                description: Message that describes the error.
            example:
              code: 400
              message: Bad request.
      description: Request cannot be processed due to a client error.
      headers:
        X-Request-Id:
          $ref: '#/components/headers/XRequestId'
    NotAuthorized:
      content:
        application/json:
          schema:
            type: object
            title: NotAuthorizedResponse
            required:
              - code
              - message
            properties:
              code:
                type: integer
                description: Code that corresponds to the error.
              message:
                type: string
                description: Message that describes the error.
            example:
              code: 401
              message: Malformed authorization.
      description: >-
        Request has not been applied because it lacks valid authentication
        credentials.
      headers:
        X-Request-Id:
          $ref: '#/components/headers/XRequestId'
    NotFound:
      content:
        application/json:
          schema:
            type: object
            title: NotFoundResponse
            required:
              - code
              - message
            properties:
              code:
                type: integer
                description: Code that corresponds to the error.
              message:
                type: string
                description: Message that describes the error.
            example:
              code: 404
              message: Not found.
      description: Specified resource was not found.
      headers:
        X-Request-Id:
          $ref: '#/components/headers/XRequestId'
  securitySchemes:
    BearerAuth:
      type: http
      scheme: bearer
      bearerFormat: PREFIX:ID:SECRET
      description: >-
        Circle's API Keys are formatted in the following structure
        "PREFIX:ID:SECRET". All three parts are required to make a successful
        request.

````