> ## Documentation Index
> Fetch the complete documentation index at: https://developers.circle.com/llms.txt
> Use this file to discover all available pages before exploring further.

> ## Agent Instructions
> Before reading these docs, install the relevant Circle Skill to get pre-loaded context — skills are LLM-optimized and cover architecture decisions, correct flows, and common pitfalls. In Claude Code: run /plugin marketplace add circlefin/skills then /plugin install circle-skills@circle. With Vercel Skills CLI: run npx skills add circlefin/skills. Available skills: use-usdc https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-usdc/SKILL.md (balances, transfers, approvals on EVM and Solana); EURC has no skill — see https://developers.circle.com/stablecoins/what-is-eurc.md; bridge-stablecoin https://github.com/circlefin/skills/blob/master/plugins/circle/skills/bridge-stablecoin/SKILL.md (crosschain transfers via CCTP, USDC, EURC, and third-party assets); use-arc https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-arc/SKILL.md (Arc chain config, contract deployment, USDC bridging — Arc docs: https://docs.arc.io/llms.txt); use-circle-wallets https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-circle-wallets/SKILL.md (choose wallet type); use-developer-controlled-wallets https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-developer-controlled-wallets/SKILL.md (custodial wallets for payouts and treasury); use-user-controlled-wallets https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-user-controlled-wallets/SKILL.md (embedded wallets with Web2 login); use-modular-wallets https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-modular-wallets/SKILL.md (smart contract wallets with passkeys and ERC-4337); use-gateway https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-gateway/SKILL.md (unified USDC balance, nanopayments); use-smart-contract-platform https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-smart-contract-platform/SKILL.md (deploy, interact, monitor contracts). Pair any skill with the Circle MCP server for live SDK signatures, contract addresses, and chain IDs: {"mcpServers":{"circle":{"url":"https://api.circle.com/v1/codegen/mcp"}}}.
> Read the product overview first. Each product has an overview explaining when and why to use it. Read it before quickstarts.
> Pick the right wallet type. Developer-controlled (you hold keys), user-controlled (end user holds keys via PIN/social login), or modular (smart contract wallets with passkeys). See https://developers.circle.com/wallets.md.
> Use CCTP V2 for crosschain transfers. CCTP natively transfers USDC and EURC via burn-and-mint, and supports permissionless wrapping of third-party assets via lock-and-mint. V1 is legacy; always use V2 unless V1 is specified or the chain requires it (Noble, Sui, and Aptos still require V1). Migration guide: https://developers.circle.com/cctp/migration-from-v1-to-v2.md.
> Use Bridge Kit for frontend bridging. Wraps CCTP with a simpler SDK for user-facing apps. Use CCTP directly for backend transfers.
> Gas Station vs Paymaster. Gas Station sponsors gas for Circle Wallet transactions. Paymaster lets users pay gas in USDC. Different use cases — read both overviews.
> Gateway Nanopayments for sub-cent payments. Gasless USDC micropayments down to $0.000001 via x402 and batched settlement. For pay-per-request APIs, AI agent payments, streaming.
> Look up USDC addresses per chain. Never hardcode — use https://developers.circle.com/stablecoins/usdc-contract-addresses.md.
> Prefer SDKs over raw API calls. Node.js and Python SDKs handle auth, retries, and errors.
> API key required. Bearer token in Authorization header. Testnet and mainnet use separate keys and may use different base URLs depending on the product.
> Set up webhooks when available. Most operations are async. Webhooks deliver transaction confirmations and state changes.
> When calling list endpoints, paginate using pageSize and pageAfter until no nextPageAfter cursor is returned—stopping at the first page silently misses records.
> Building an AI agent? Start with the Agent Stack—Circle CLI, agent wallets, and nanopayments built for autonomous use cases: https://developers.circle.com/agent-stack.md.

# Create a new wallet set

> Creates a new developer-controlled wallet set.

**Note:** A developer account can create up to 1,000 wallet sets, with each set supporting up to 10 million wallets.
To ensure EVM wallets are created with the same address across chains, see [Unified Wallet Addressing on EVM Chains](/w3s/unified-wallet-addressing-evm).




## OpenAPI

````yaml openapi/developer-controlled-wallets.yaml post /v1/w3s/developer/walletSets
openapi: 3.0.3
info:
  version: '1.0'
  title: Developer-Controlled Wallets
  description: Developer-Controlled Wallets API documentation.
servers:
  - url: https://api.circle.com
security:
  - BearerAuth: []
tags:
  - name: Wallet Sets
  - name: Wallets
  - name: Signing
  - name: Transactions
  - name: Token Lookup
paths:
  /v1/w3s/developer/walletSets:
    post:
      tags:
        - Wallet Sets
      summary: Create a new wallet set
      description: >
        Creates a new developer-controlled wallet set.


        **Note:** A developer account can create up to 1,000 wallet sets, with
        each set supporting up to 10 million wallets.

        To ensure EVM wallets are created with the same address across chains,
        see [Unified Wallet Addressing on EVM
        Chains](/w3s/unified-wallet-addressing-evm).
      operationId: createWalletSet
      parameters:
        - $ref: '#/components/parameters/XRequestId'
      requestBody:
        $ref: '#/components/requestBodies/CreateWalletSet'
      responses:
        '200':
          description: Wallet set already exists.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/WalletSetResponse'
          headers:
            X-Request-Id:
              $ref: '#/components/headers/XRequestId'
        '201':
          description: Successfully created wallet set.
          content:
            application/json:
              schema:
                $ref: '#/components/schemas/WalletSetResponse'
          headers:
            X-Request-Id:
              $ref: '#/components/headers/XRequestId'
        '400':
          $ref: '#/components/responses/BadRequest'
        '401':
          $ref: '#/components/responses/NotAuthorized'
      security:
        - BearerAuth: []
components:
  parameters:
    XRequestId:
      name: X-Request-Id
      in: header
      description: >
        Developer-provided identifier for this request, used for tracing
        requests in Wallets API logs and the Developer Console, and when
        communicating with Circle Support.

        **Must be a UUID to appear in logs.** Non-UUID values are accepted by
        the API but are ignored by logging and tracing systems.
      schema:
        $ref: '#/components/schemas/XRequestId'
  requestBodies:
    CreateWalletSet:
      content:
        application/json:
          schema:
            type: object
            required:
              - entitySecretCiphertext
              - idempotencyKey
            properties:
              entitySecretCiphertext:
                $ref: '#/components/schemas/EntitySecretCiphertext'
              idempotencyKey:
                $ref: '#/components/schemas/IdempotencyKey'
              name:
                $ref: '#/components/schemas/Name'
      required: true
      description: Schema for the request payload to create a new wallet set.
  schemas:
    WalletSetResponse:
      title: WalletSetResponse
      type: object
      required:
        - data
      properties:
        data:
          type: object
          required:
            - walletSet
          properties:
            walletSet:
              oneOf:
                - $ref: '#/components/schemas/DeveloperWalletSet'
                - $ref: '#/components/schemas/EndUserWalletSet'
              discriminator:
                propertyName: custodyType
    XRequestId:
      type: string
      format: uuid
      description: >-
        A unique identifier, which can be helpful for identifying a request when
        communicating with Circle support.
      example: 2adba88e-9d63-44bc-b975-9b6ae3440dde
    EntitySecretCiphertext:
      type: string
      description: >
        A base64 string expression of the entity secret ciphertext. The entity
        secret should be encrypted by the entity public key. Circle mandates
        that the entity secret ciphertext is unique for each API request.
      format: byte
      example: >-
        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
    IdempotencyKey:
      type: string
      description: >-
        Universally unique identifier (UUID v4) idempotency key. This key is
        utilized to ensure exactly-once execution of mutating requests. To
        create a UUIDv4 go to
        [uuidgenerator.net](https://www.uuidgenerator.net). If the same key is
        reused, it will be treated as the same request and the original response
        will be returned.
      example: a0eebc99-9c0b-4ef8-bb6d-6bb9bd380a11
      format: uuid
    Name:
      type: string
      description: Name or description associated with the wallet or walletSet.
    DeveloperWalletSet:
      allOf:
        - $ref: '#/components/schemas/WalletSet'
        - type: object
          required:
            - custodyType
          properties:
            custodyType:
              type: string
              enum:
                - DEVELOPER
    EndUserWalletSet:
      allOf:
        - $ref: '#/components/schemas/WalletSet'
        - type: object
          required:
            - custodyType
            - userId
          properties:
            custodyType:
              type: string
              enum:
                - ENDUSER
            userId:
              $ref: '#/components/schemas/ExternalUserId'
    WalletSet:
      type: object
      required:
        - id
        - custodyType
        - createDate
        - updateDate
      properties:
        id:
          $ref: '#/components/schemas/Id'
        createDate:
          $ref: '#/components/schemas/CreateDate'
        updateDate:
          $ref: '#/components/schemas/UpdateDate'
    ExternalUserId:
      type: string
      description: Unique system generated identifier for the user.
      example: ext_user_id_1
      maxLength: 50
      minLength: 5
    Id:
      type: string
      format: uuid
      description: System-generated unique identifier of the resource.
      example: c4d1da72-111e-4d52-bdbf-2e74a2d803d5
    CreateDate:
      type: string
      format: date-time
      description: Date and time the resource was created, in ISO-8601 UTC format.
      example: '2023-01-01T12:04:05Z'
    UpdateDate:
      type: string
      format: date-time
      description: Date and time the resource was last updated, in ISO-8601 UTC format.
      example: '2023-01-01T12:04:05Z'
  headers:
    XRequestId:
      description: >
        Developer-provided header parameter or Circle-generated universally
        unique identifier (UUID v4). Useful for identifying a specific request
        when communicating with Circle Support.
      schema:
        $ref: '#/components/schemas/XRequestId'
  responses:
    BadRequest:
      content:
        application/json:
          schema:
            type: object
            title: BadRequestResponse
            required:
              - code
              - message
            properties:
              code:
                type: integer
                description: Code that corresponds to the error.
              message:
                type: string
                description: Message that describes the error.
            example:
              code: 400
              message: Bad request.
      description: Request cannot be processed due to a client error.
      headers:
        X-Request-Id:
          $ref: '#/components/headers/XRequestId'
    NotAuthorized:
      content:
        application/json:
          schema:
            type: object
            title: NotAuthorizedResponse
            required:
              - code
              - message
            properties:
              code:
                type: integer
                description: Code that corresponds to the error.
              message:
                type: string
                description: Message that describes the error.
            example:
              code: 401
              message: Malformed authorization.
      description: >-
        Request has not been applied because it lacks valid authentication
        credentials.
      headers:
        X-Request-Id:
          $ref: '#/components/headers/XRequestId'
  securitySchemes:
    BearerAuth:
      type: http
      scheme: bearer
      bearerFormat: PREFIX:ID:SECRET
      description: >-
        Circle's API Keys are formatted in the following structure
        "PREFIX:ID:SECRET". All three parts are required to make a successful
        request.

````