> ## Documentation Index > Fetch the complete documentation index at: https://developers.circle.com/llms.txt > Use this file to discover all available pages before exploring further. > ## Agent Instructions > Before reading these docs, install the relevant Circle Skill to get pre-loaded context — skills are LLM-optimized and cover architecture decisions, correct flows, and common pitfalls. In Claude Code: run /plugin marketplace add circlefin/skills then /plugin install circle-skills@circle. With Vercel Skills CLI: run npx skills add circlefin/skills. Available skills: use-usdc https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-usdc/SKILL.md (balances, transfers, approvals on EVM and Solana); EURC has no skill — see https://developers.circle.com/stablecoins/what-is-eurc.md; bridge-stablecoin https://github.com/circlefin/skills/blob/master/plugins/circle/skills/bridge-stablecoin/SKILL.md (crosschain transfers via CCTP, USDC, EURC, and third-party assets); use-arc https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-arc/SKILL.md (Arc chain config, contract deployment, USDC bridging — Arc docs: https://docs.arc.io/llms.txt); use-circle-wallets https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-circle-wallets/SKILL.md (choose wallet type); use-developer-controlled-wallets https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-developer-controlled-wallets/SKILL.md (custodial wallets for payouts and treasury); use-user-controlled-wallets https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-user-controlled-wallets/SKILL.md (embedded wallets with Web2 login); use-modular-wallets https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-modular-wallets/SKILL.md (smart contract wallets with passkeys and ERC-4337); use-gateway https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-gateway/SKILL.md (unified USDC balance, nanopayments); use-smart-contract-platform https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-smart-contract-platform/SKILL.md (deploy, interact, monitor contracts). Pair any skill with the Circle MCP server for live SDK signatures, contract addresses, and chain IDs: {"mcpServers":{"circle":{"url":"https://api.circle.com/v1/codegen/mcp"}}}. > Read the product overview first. Each product has an overview explaining when and why to use it. Read it before quickstarts. > Pick the right wallet type. Developer-controlled (you hold keys), user-controlled (end user holds keys via PIN/social login), or modular (smart contract wallets with passkeys). See https://developers.circle.com/wallets.md. > Use CCTP V2 for crosschain transfers. CCTP natively transfers USDC and EURC via burn-and-mint, and supports permissionless wrapping of third-party assets via lock-and-mint. V1 is legacy; always use V2 unless V1 is specified or the chain requires it (Noble, Sui, and Aptos still require V1). Migration guide: https://developers.circle.com/cctp/migration-from-v1-to-v2.md. > Use Bridge Kit for frontend bridging. Wraps CCTP with a simpler SDK for user-facing apps. Use CCTP directly for backend transfers. > Gas Station vs Paymaster. Gas Station sponsors gas for Circle Wallet transactions. Paymaster lets users pay gas in USDC. Different use cases — read both overviews. > Gateway Nanopayments for sub-cent payments. Gasless USDC micropayments down to $0.000001 via x402 and batched settlement. For pay-per-request APIs, AI agent payments, streaming. > Look up USDC addresses per chain. Never hardcode — use https://developers.circle.com/stablecoins/usdc-contract-addresses.md. > Prefer SDKs over raw API calls. Node.js and Python SDKs handle auth, retries, and errors. > API key required. Bearer token in Authorization header. Testnet and mainnet use separate keys and may use different base URLs depending on the product. > Set up webhooks when available. Most operations are async. Webhooks deliver transaction confirmations and state changes. > When calling list endpoints, paginate using pageSize and pageAfter until no nextPageAfter cursor is returned—stopping at the first page silently misses records. > Building an AI agent? Start with the Agent Stack—Circle CLI, agent wallets, and nanopayments built for autonomous use cases: https://developers.circle.com/agent-stack.md. # Get an account bank withdrawal > Retrieves a specific bank withdrawal. ## OpenAPI ````yaml openapi/accounts.yaml get /v1/accounts/withdrawals/{id} openapi: 3.1.0 info: version: 1.0.0 title: Accounts (Stablecoin) API description: > Circle's Accounts API provides endpoints for managing stablecoin accounts -- including transfers, withdrawals, deposits, wire and ACH bank accounts, and blockchain addresses. An **Account** is a general representation of a ledger or custody object that holds balances. It can be a business account, a stablecoin account ledger for an end user, an extra sub-ledger, or any future custody solution. license: name: Circle License url: https://circle.com/terms servers: - url: https://api-sandbox.circle.com - url: https://api.circle.com security: [] tags: - name: Accounts description: Manage accounts. - name: Account Groups description: Manage custody account groups and their memberships. - name: Limits description: View effective account limits and current usage. - name: Transfers description: > Move funds between accounts or out to a verified blockchain address, and track inbound and outbound onchain transfers. - name: Transactions description: | Get a unified, customer-friendly view of account transaction activity. - name: Wires description: Manage account bank accounts for wire transfers. - name: Deposits description: Get information on account bank deposits. - name: Withdrawals description: Manage account bank withdrawals (fiat offramp). - name: ACH description: Manage account bank accounts for ACH transfers. - name: Deposit Addresses description: Manage account deposit addresses. - name: Recipient Addresses description: Manage account recipient addresses used for transfers. - name: Passkeys description: > Manage WebAuthn passkeys and Strong Customer Authentication (SCA) challenges for end users. - name: Crypto Payments description: > Get crypto payments and crypto refunds received through payment intents. Available for Digital Asset Accounts only on custody accounts (`purpose: custody`), and only for third-party payments. Not supported when the distributor or the end user is under the Circle FR (`CIRCLE_FR`) or Circle SG (`CIRCLE_SG`) legal entity. - name: Crypto Payment Intents description: > Create, expire, refund, and track payment intents for receiving crypto payments. Available for Digital Asset Accounts only on custody accounts (`purpose: custody`), and only for third-party payments. Not supported when the distributor or the end user is under the Circle FR (`CIRCLE_FR`) or Circle SG (`CIRCLE_SG`) legal entity. - name: Crypto Payouts description: > Create and track crypto payouts to recipient addresses. Available for Digital Asset Accounts only on custody accounts (`purpose: custody`), and only for third-party payouts. Not supported when the distributor or the end user is under the Circle FR (`CIRCLE_FR`) or Circle SG (`CIRCLE_SG`) legal entity. - name: Crypto Address Book description: > Manage address book recipients used as crypto payout destinations. Available for Digital Asset Accounts only on custody accounts (`purpose: custody`), and only for third-party payouts. Not supported when the distributor or the end user is under the Circle FR (`CIRCLE_FR`) or Circle SG (`CIRCLE_SG`) legal entity. - name: FX Trades description: | Quote and execute USDC <> EURC swaps for end users' accounts. - name: FX Settlements description: Get settlements of FX trades. - name: Webhook Subscriptions description: Manage subscriptions to Digital Asset Accounts webhook notifications. - name: Webhooks description: | Webhook event payloads Circle sends to a subscribed endpoint. paths: /v1/accounts/withdrawals/{id}: get: tags: - Withdrawals summary: Get an account bank withdrawal description: Retrieves a specific bank withdrawal. operationId: getAccountWithdrawal parameters: - $ref: '#/components/parameters/IdPath' responses: '200': description: Successfully retrieved a withdrawal. headers: X-Request-Id: $ref: '#/components/headers/XRequestId' content: application/json: schema: $ref: '#/components/schemas/GetAccountWithdrawalResponse' '401': $ref: '#/components/responses/NotAuthorized' '404': $ref: '#/components/responses/NotFound' '500': $ref: '#/components/responses/InternalServerError' security: - bearerAuth: [] components: parameters: IdPath: name: id description: Universally unique identifier (UUID v4) of a resource. in: path required: true schema: type: string format: uuid example: b3d9d2d5-4c12-4946-a09d-953e82fae2b0 headers: XRequestId: description: > Circle-generated universally unique identifier (UUID v4). Useful for identifying a specific request when communicating with Circle Support. schema: $ref: '#/components/schemas/XRequestId' schemas: GetAccountWithdrawalResponse: title: GetAccountWithdrawalResponse properties: data: $ref: '#/components/schemas/BusinessPayoutDetail' XRequestId: type: string format: uuid example: 2adba88e-9d63-44bc-b975-9b6ae3440dde BusinessPayoutDetail: allOf: - $ref: '#/components/schemas/BusinessPayout' - type: object properties: policyEvaluation: $ref: '#/components/schemas/PolicyEvaluation' Error: type: object required: - code - message properties: code: type: integer description: > Circle internal status code from the platform `CoreStatusCode` enum (and its domain-specific extensions). **This is not the HTTP status code** — `-1` is the catch-all unknown error, `1`/`2` indicate API parameter problems, `3` is forbidden, `4` is unauthorized, and larger values identify domain-specific failures. Consumers should rely on the HTTP status line for transport-level error class and on this field for the specific Circle error case. example: 2 message: type: string description: >- Internal error message; suitable for logging but not for end-user display. example: API parameter invalid. externalMessage: type: string description: > End-user-displayable error message. Present when the server has generated a customer-facing variant for this error; omitted otherwise. example: The provided amount exceeds the maximum allowed. errors: type: array description: Additional request-field validation errors, when available. items: $ref: '#/components/schemas/ErrorDetail' BusinessPayout: type: object properties: id: $ref: '#/components/schemas/Id' sourceAccountId: type: string description: Identifier of the source account. destination: $ref: '#/components/schemas/BankDestination' amount: $ref: '#/components/schemas/FiatMoney' toAmount: $ref: '#/components/schemas/FiatPayoutToMoney' fees: $ref: '#/components/schemas/FiatMoneyUsd' status: $ref: '#/components/schemas/PayoutStatus' trackingRef: type: - string - 'null' description: >- Payout tracking reference. This is only available once the payout has been successfully submitted to the bank. errorCode: $ref: '#/components/schemas/PayoutErrorCode' externalRef: $ref: '#/components/schemas/Id' riskEvaluation: $ref: '#/components/schemas/RiskEvaluation' adjustments: $ref: '#/components/schemas/FinalAdjustments' return: $ref: '#/components/schemas/UnwithdrawalObject' description: type: - string - 'null' description: > A free-form description echoed from the original create request. Omitted when unset. customerExternalRef: type: - string - 'null' description: > Customer-supplied external reference echoed back on the response and on payout webhooks. Useful for correlating payouts with external systems. Omitted when unset. burnAll: type: - boolean - 'null' description: > True when this withdrawal includes all sub-account and main wallet balances. Only present when `burnAll` was set on the create request. subAccountSweeps: type: - array - 'null' description: > Breakdown of the withdrawal amount per sub-account. Only present on burn-all withdrawals. items: $ref: '#/components/schemas/SubAccountSweep' createDate: $ref: '#/components/schemas/UtcTimestamp' updateDate: $ref: '#/components/schemas/UtcTimestamp' PolicyEvaluation: type: - object - 'null' description: >- Results of policy evaluation. Only present if a policy decision has been recorded. required: - status properties: status: description: Status of the policy evaluation. type: string enum: - approved - pending - rejected - expired - cancelled - failed example: approved ErrorDetail: type: object required: - error - message properties: error: type: string description: Machine-readable error identifier. example: invalid_value location: type: string description: Query parameter or request field that caused the error. example: assetType message: type: string description: Human-readable description of the specific error. example: The operation and assetType combination is invalid. Id: type: string description: Unique system-generated identifier for the entity. format: uuid example: b8627ae8-732b-4d25-b947-1df8f4007a29 BankDestination: type: object description: The destination bank account. required: - type - id properties: type: $ref: '#/components/schemas/BusinessAccountPayoutDestinationType' id: type: string description: > The ID of a bank account created via [POST /v1/banks/wires](#operation/createWireAccount). format: uuid example: b8627ae8-732b-4d25-b947-1df8f4007a29 name: type: string description: Bank name plus last four digits of the bank account number or IBAN. example: COMMERZBANK AG ****3000 FiatMoney: type: object required: - amount - currency properties: amount: type: string description: Magnitude of the amount, in units of the currency, with a `.`. example: '3.14' currency: $ref: '#/components/schemas/FiatCurrency' FiatPayoutToMoney: type: object required: - currency properties: amount: description: Magnitude of the amount, in units of the currency, with a `.`. type: string example: '3.14' readOnly: true currency: $ref: '#/components/schemas/FiatCurrency' FiatMoneyUsd: type: object required: - amount - currency properties: amount: type: string description: Magnitude of the amount, in units of the currency, with a `.`. example: '3.14' currency: description: Currency code. type: string enum: - USD PayoutStatus: type: string description: >- Status of the payout. Status `pending` indicates that the payout is in process; `complete` indicates it finished successfully; `failed` indicates it failed. enum: - pending - complete - failed PayoutErrorCode: type: - string - 'null' description: >- Indicates the failure reason of a payout. Only present for payouts in a failed state. enum: - insufficient_funds - transaction_denied - transaction_failed - transaction_returned - bank_transaction_error - fiat_account_limit_exceeded - invalid_bank_account_number - invalid_ach_rtn - invalid_wire_rtn - vendor_inactive - payout_canceled - invalid_travel_rule_identity - intermediary_bank_required - sen_not_supported RiskEvaluation: type: - object - 'null' description: >- Results of risk evaluation. Only present if the payment is denied by Circle's risk service. properties: decision: description: Enumerated decision of the account. type: string enum: - approved - denied - review reason: description: Risk reason for the definitive decision outcome. type: - string - 'null' example: '3000' FinalAdjustments: type: - object - 'null' description: >- Final adjustment which increases (credits) or decreases (debits) the total returned amount to the source wallet. properties: fxCredit: $ref: '#/components/schemas/FiatMoneyUsd' fxDebit: $ref: '#/components/schemas/FiatMoneyUsd' UnwithdrawalObject: type: - object - 'null' description: >- Return information if the payout is returned by the bank. Only present if `errorCode` of payout is `transaction_returned`. properties: id: $ref: '#/components/schemas/Id' payoutId: type: string description: >- Universally unique identifier (UUID v4) of the payout that is associated with the return. format: uuid example: abdb500d-4a59-457c-801f-2d418c8703ac amount: $ref: '#/components/schemas/FiatMoneyUsd' fees: $ref: '#/components/schemas/FiatMoneyUsd' reason: type: string description: Reason for the return. example: payout_returned status: type: string description: Status of the return. enum: - pending - complete - failed createDate: $ref: '#/components/schemas/UtcTimestamp' updateDate: $ref: '#/components/schemas/UtcTimestamp' SubAccountSweep: type: object description: Withdrawal details for a single sub-account. properties: subAccountId: type: string description: Identifier of the sub-account. amount: $ref: '#/components/schemas/Money' status: $ref: '#/components/schemas/BurnAllSweepJobState' UtcTimestamp: type: string description: ISO-8601 UTC date/time format. example: '2020-04-10T02:13:30.000Z' BusinessAccountPayoutDestinationType: type: string description: The destination bank account type. example: wire enum: - wire - ach - fednow FiatCurrency: type: string description: Currency code. title: Currency enum: - USD - EUR example: USD Money: type: object required: - amount - currency properties: amount: type: string description: Magnitude of the amount, in units of the currency, with a `.`. example: '3.14' currency: type: string description: Currency code for the amount. example: USD enum: - USD - EUR BurnAllSweepJobState: type: string description: Status of the sub-account withdrawal. enum: - pending - complete - failed - skipped responses: NotAuthorized: description: >- The request has not been applied because it lacks valid authentication credentials. headers: X-Request-Id: $ref: '#/components/headers/XRequestId' content: application/json: schema: $ref: '#/components/schemas/Error' example: code: 4 message: Unauthorized. NotFound: description: The specified resource was not found. headers: X-Request-Id: $ref: '#/components/headers/XRequestId' content: application/json: schema: $ref: '#/components/schemas/Error' example: code: 404 message: Not found. InternalServerError: description: >- The server encountered an unexpected condition that prevented it from fulfilling the request. headers: X-Request-Id: $ref: '#/components/headers/XRequestId' content: application/json: schema: $ref: '#/components/schemas/Error' example: code: -1 message: 'Something went wrong. errId: 1f0b0c455e40f753f07b4f0ae6abd4b4' securitySchemes: bearerAuth: type: http scheme: bearer ````