> ## Documentation Index > Fetch the complete documentation index at: https://developers.circle.com/llms.txt > Use this file to discover all available pages before exploring further. > ## Agent Instructions > Before reading these docs, install the relevant Circle Skill to get pre-loaded context — skills are LLM-optimized and cover architecture decisions, correct flows, and common pitfalls. In Claude Code: run /plugin marketplace add circlefin/skills then /plugin install circle-skills@circle. With Vercel Skills CLI: run npx skills add circlefin/skills. Available skills: use-usdc https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-usdc/SKILL.md (balances, transfers, approvals on EVM and Solana); EURC has no skill — see https://developers.circle.com/stablecoins/what-is-eurc.md; bridge-stablecoin https://github.com/circlefin/skills/blob/master/plugins/circle/skills/bridge-stablecoin/SKILL.md (crosschain transfers via CCTP, USDC, EURC, and third-party assets); use-arc https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-arc/SKILL.md (Arc chain config, contract deployment, USDC bridging — Arc docs: https://docs.arc.io/llms.txt); use-circle-wallets https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-circle-wallets/SKILL.md (choose wallet type); use-developer-controlled-wallets https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-developer-controlled-wallets/SKILL.md (custodial wallets for payouts and treasury); use-user-controlled-wallets https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-user-controlled-wallets/SKILL.md (embedded wallets with Web2 login); use-modular-wallets https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-modular-wallets/SKILL.md (smart contract wallets with passkeys and ERC-4337); use-gateway https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-gateway/SKILL.md (unified USDC balance, nanopayments); use-smart-contract-platform https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-smart-contract-platform/SKILL.md (deploy, interact, monitor contracts). Pair any skill with the Circle MCP server for live SDK signatures, contract addresses, and chain IDs: {"mcpServers":{"circle":{"url":"https://api.circle.com/v1/codegen/mcp"}}}. > Read the product overview first. Each product has an overview explaining when and why to use it. Read it before quickstarts. > Pick the right wallet type. Developer-controlled (you hold keys), user-controlled (end user holds keys via PIN/social login), or modular (smart contract wallets with passkeys). See https://developers.circle.com/wallets.md. > Use CCTP V2 for crosschain transfers. CCTP natively transfers USDC and EURC via burn-and-mint, and supports permissionless wrapping of third-party assets via lock-and-mint. V1 is legacy; always use V2 unless V1 is specified or the chain requires it (Noble, Sui, and Aptos still require V1). Migration guide: https://developers.circle.com/cctp/migration-from-v1-to-v2.md. > Use Bridge Kit for frontend bridging. Wraps CCTP with a simpler SDK for user-facing apps. Use CCTP directly for backend transfers. > Gas Station vs Paymaster. Gas Station sponsors gas for Circle Wallet transactions. Paymaster lets users pay gas in USDC. Different use cases — read both overviews. > Gateway Nanopayments for sub-cent payments. Gasless USDC micropayments down to $0.000001 via x402 and batched settlement. For pay-per-request APIs, AI agent payments, streaming. > Look up USDC addresses per chain. Never hardcode — use https://developers.circle.com/stablecoins/usdc-contract-addresses.md. > Prefer SDKs over raw API calls. Node.js and Python SDKs handle auth, retries, and errors. > API key required. Bearer token in Authorization header. Testnet and mainnet use separate keys and may use different base URLs depending on the product. > Set up webhooks when available. Most operations are async. Webhooks deliver transaction confirmations and state changes. > When calling list endpoints, paginate using pageSize and pageAfter until no nextPageAfter cursor is returned—stopping at the first page silently misses records. > Building an AI agent? Start with the Agent Stack—Circle CLI, agent wallets, and nanopayments built for autonomous use cases: https://developers.circle.com/agent-stack.md. # List all account bank deposits > Searches for bank deposits sent to accounts. If the date parameters are omitted, returns the most recent deposits. This endpoint returns up to 50 deposits in descending chronological order or pageSize, if provided. ## OpenAPI ````yaml openapi/accounts.yaml get /v1/accounts/deposits openapi: 3.1.0 info: version: 1.0.0 title: Accounts (Stablecoin) API description: > Circle's Accounts API provides endpoints for managing stablecoin accounts -- including transfers, withdrawals, deposits, wire and ACH bank accounts, and blockchain addresses. An **Account** is a general representation of a ledger or custody object that holds balances. It can be a business account, a stablecoin account ledger for an end user, an extra sub-ledger, or any future custody solution. license: name: Circle License url: https://circle.com/terms servers: - url: https://api-sandbox.circle.com - url: https://api.circle.com security: [] tags: - name: Accounts description: Manage accounts. - name: Account Groups description: Manage custody account groups and their memberships. - name: Limits description: View effective account limits and current usage. - name: Transfers description: > Move funds between accounts or out to a verified blockchain address, and track inbound and outbound onchain transfers. - name: Transactions description: | Get a unified, customer-friendly view of account transaction activity. - name: Wires description: Manage account bank accounts for wire transfers. - name: Deposits description: Get information on account bank deposits. - name: Withdrawals description: Manage account bank withdrawals (fiat offramp). - name: ACH description: Manage account bank accounts for ACH transfers. - name: Deposit Addresses description: Manage account deposit addresses. - name: Recipient Addresses description: Manage account recipient addresses used for transfers. - name: Passkeys description: > Manage WebAuthn passkeys and Strong Customer Authentication (SCA) challenges for end users. - name: Crypto Payments description: > Get crypto payments and crypto refunds received through payment intents. Available for Digital Asset Accounts only on custody accounts (`purpose: custody`), and only for third-party payments. Not supported when the distributor or the end user is under the Circle FR (`CIRCLE_FR`) or Circle SG (`CIRCLE_SG`) legal entity. - name: Crypto Payment Intents description: > Create, expire, refund, and track payment intents for receiving crypto payments. Available for Digital Asset Accounts only on custody accounts (`purpose: custody`), and only for third-party payments. Not supported when the distributor or the end user is under the Circle FR (`CIRCLE_FR`) or Circle SG (`CIRCLE_SG`) legal entity. - name: Crypto Payouts description: > Create and track crypto payouts to recipient addresses. Available for Digital Asset Accounts only on custody accounts (`purpose: custody`), and only for third-party payouts. Not supported when the distributor or the end user is under the Circle FR (`CIRCLE_FR`) or Circle SG (`CIRCLE_SG`) legal entity. - name: Crypto Address Book description: > Manage address book recipients used as crypto payout destinations. Available for Digital Asset Accounts only on custody accounts (`purpose: custody`), and only for third-party payouts. Not supported when the distributor or the end user is under the Circle FR (`CIRCLE_FR`) or Circle SG (`CIRCLE_SG`) legal entity. - name: FX Trades description: | Quote and execute USDC <> EURC swaps for end users' accounts. - name: FX Settlements description: Get settlements of FX trades. - name: Webhook Subscriptions description: Manage subscriptions to Digital Asset Accounts webhook notifications. - name: Webhooks description: | Webhook event payloads Circle sends to a subscribed endpoint. paths: /v1/accounts/deposits: get: tags: - Deposits summary: List all account bank deposits description: > Searches for bank deposits sent to accounts. If the date parameters are omitted, returns the most recent deposits. This endpoint returns up to 50 deposits in descending chronological order or pageSize, if provided. operationId: listAccountDeposits parameters: - $ref: '#/components/parameters/AccountId' - name: type description: Filter by deposit source type. in: query schema: $ref: '#/components/schemas/DepositSourceType' - $ref: '#/components/parameters/From' - $ref: '#/components/parameters/To' - $ref: '#/components/parameters/PageBefore' - $ref: '#/components/parameters/PageAfter' - $ref: '#/components/parameters/PageSize' responses: '200': description: Successfully retrieved a list of deposits. headers: X-Request-Id: $ref: '#/components/headers/XRequestId' content: application/json: schema: $ref: '#/components/schemas/ListAccountDepositsResponse' '401': $ref: '#/components/responses/NotAuthorized' '500': $ref: '#/components/responses/InternalServerError' security: - bearerAuth: [] components: parameters: AccountId: name: accountId description: >- Identifier of the account. Filters results to fetch only resources associated with the specified account. in: query required: false schema: type: string example: '1000565227' From: name: from description: >- Queries items created since the specified date-time (inclusive) in ISO 8601 format. in: query required: false schema: $ref: '#/components/schemas/UtcTimestamp' To: name: to description: >- Queries items created before the specified date-time (inclusive) in ISO 8601 format. in: query required: false schema: $ref: '#/components/schemas/UtcTimestamp' PageBefore: name: pageBefore description: >- A collection ID value used for pagination. It marks the exclusive end of a page. When provided, the collection resource will return the next `n` items before the id, with `n` being specified by `pageSize`. in: query required: false schema: type: string example: def9520a-5280-4089-9b02-3c9ef8fc8514 PageAfter: name: pageAfter description: >- A collection ID value used for pagination. It marks the exclusive beginning of a page. When provided, the collection resource will return the next `n` items after the id, with `n` being specified by `pageSize`. in: query required: false schema: type: string example: bce1e961-bdb8-4983-a9c2-0b3fbc2614cf PageSize: name: pageSize description: > Limits the number of items to be returned. Some collections have a strict upper bound that will disregard this value. In case the specified value is higher than the allowed limit, the collection limit will be used. If omitted, the collection will determine the page size itself. in: query required: false schema: type: integer minimum: 1 example: 5 schemas: DepositSourceType: type: string description: The payment rail used for the deposit. enum: - wire - ach - cbit - rtgs - rtp - xpay - signet - sepa - sepa_instant - sen - pix - cubix - book_transfer - fed_now ListAccountDepositsResponse: title: ListAccountDepositsResponse properties: data: type: array items: $ref: '#/components/schemas/BusinessDepositSummary' UtcTimestamp: type: string description: ISO-8601 UTC date/time format. example: '2020-04-10T02:13:30.000Z' XRequestId: type: string format: uuid example: 2adba88e-9d63-44bc-b975-9b6ae3440dde BusinessDepositSummary: type: object description: A deposit summary. required: - id - destination - status - createDate properties: id: $ref: '#/components/schemas/Id' sourceAccountId: type: string description: The source account of the deposit. format: uuid destination: $ref: '#/components/schemas/AccountLocation' amount: type: - object - 'null' allOf: - $ref: '#/components/schemas/FiatMoney' fee: $ref: '#/components/schemas/FiatMoneyUsd' status: type: string enum: - pending - complete - failed errorCode: type: - string - 'null' description: >- Indicates the failure reason of a deposit. Only present for deposits in a failed state. riskEvaluation: $ref: '#/components/schemas/RiskEvaluation' externalRef: $ref: '#/components/schemas/Id' customerExternalRef: type: - string - 'null' description: > An optional external reference provided by the customer in the memo of a wire transfer. Circle will persist and return this value when it matches the format `EXT` followed by exactly 18 uppercase alphanumeric characters (regex: `.*(EXT[A-Z0-9]{18}).*`). pattern: EXT[A-Z0-9]{18} example: EXT01ABSJKDKASJHDS922 createDate: $ref: '#/components/schemas/UtcTimestamp' updateDate: $ref: '#/components/schemas/UtcTimestamp' Error: type: object required: - code - message properties: code: type: integer description: > Circle internal status code from the platform `CoreStatusCode` enum (and its domain-specific extensions). **This is not the HTTP status code** — `-1` is the catch-all unknown error, `1`/`2` indicate API parameter problems, `3` is forbidden, `4` is unauthorized, and larger values identify domain-specific failures. Consumers should rely on the HTTP status line for transport-level error class and on this field for the specific Circle error case. example: 2 message: type: string description: >- Internal error message; suitable for logging but not for end-user display. example: API parameter invalid. externalMessage: type: string description: > End-user-displayable error message. Present when the server has generated a customer-facing variant for this error; omitted otherwise. example: The provided amount exceeds the maximum allowed. errors: type: array description: Additional request-field validation errors, when available. items: $ref: '#/components/schemas/ErrorDetail' Id: type: string description: Unique system-generated identifier for the entity. format: uuid example: b8627ae8-732b-4d25-b947-1df8f4007a29 AccountLocation: type: object required: - type - id properties: type: type: string enum: - account id: type: string description: The identifier of the account. example: '1000662322' FiatMoney: type: object required: - amount - currency properties: amount: type: string description: Magnitude of the amount, in units of the currency, with a `.`. example: '3.14' currency: $ref: '#/components/schemas/FiatCurrency' FiatMoneyUsd: type: object required: - amount - currency properties: amount: type: string description: Magnitude of the amount, in units of the currency, with a `.`. example: '3.14' currency: description: Currency code. type: string enum: - USD RiskEvaluation: type: - object - 'null' description: >- Results of risk evaluation. Only present if the payment is denied by Circle's risk service. properties: decision: description: Enumerated decision of the account. type: string enum: - approved - denied - review reason: description: Risk reason for the definitive decision outcome. type: - string - 'null' example: '3000' ErrorDetail: type: object required: - error - message properties: error: type: string description: Machine-readable error identifier. example: invalid_value location: type: string description: Query parameter or request field that caused the error. example: assetType message: type: string description: Human-readable description of the specific error. example: The operation and assetType combination is invalid. FiatCurrency: type: string description: Currency code. title: Currency enum: - USD - EUR example: USD headers: XRequestId: description: > Circle-generated universally unique identifier (UUID v4). Useful for identifying a specific request when communicating with Circle Support. schema: $ref: '#/components/schemas/XRequestId' responses: NotAuthorized: description: >- The request has not been applied because it lacks valid authentication credentials. headers: X-Request-Id: $ref: '#/components/headers/XRequestId' content: application/json: schema: $ref: '#/components/schemas/Error' example: code: 4 message: Unauthorized. InternalServerError: description: >- The server encountered an unexpected condition that prevented it from fulfilling the request. headers: X-Request-Id: $ref: '#/components/headers/XRequestId' content: application/json: schema: $ref: '#/components/schemas/Error' example: code: -1 message: 'Something went wrong. errId: 1f0b0c455e40f753f07b4f0ae6abd4b4' securitySchemes: bearerAuth: type: http scheme: bearer ````